LHV hire-purchase








LHV hire-purchase makes it possible to pay for services in instalments. Complete an application here or at our clinic, and we will provide you with a quotation straight away.

  • Down payment starting from 0 euros.
  • We will respond to your application within minutes
  • Calculated based on the loan balance only.

You yourself can select a monthly payment amount and a repayment period that suits you.

Purchase amount 12 months 24 months 36 months 48 months
€300 €27 €15 €11
€500 €45 €24 €18 €14
€1000 €91 €49 €35 €28
€3000 €272 €147 €105 €85

This is a rounded sample monthly payment, if the interest rate is 15.9%. The eventual monthly payment is specified in the contract.

Conditions of hire-purchase

  • A decision granting hire-purchase is valid for 90 days. During this period, you can apply the limit provided to purchase services.
  • Minimum applicant income EUR 250 per month.
  • Contract fee starting from EUR 19.90.
  • Term of contract up to 48 months.







Hire-purchase is provided by AS LHV Finance. Review the terms and conditions at the clinics or lhv.ee/jarelmaks.

The annual percentage rate of hire-purchase is 25.64% per annum on the following example conditions: cost of goods / services €650, down payment 0%, credit amount €650, interest rate 19.9% on the balance per annum (fixed), contract fee €19.90, and the period of payment is 25 months. The sum shall be paid in monthly annuities and the total sum of payments is €819