LHV hire-purchase








LHV hire-purchase makes it possible to pay for goods / services in instalments. Complete an application here or at our shop, and we will provide you with a quotation straight away.


  • 6-month interest rate 0%;
  • Contract fee 0  euros;
  • Down payment 0 euros;
  • We will respond to your application within minutes;
  • Premature payment free of charge.

You yourself can select a monthly payment amount and a repayment period that suits you.

Conditions of hire-purchase

  • A decision granting hire-purchase is valid for 90 days. During this period, you can apply the limit provided to purchase goods or services;
  • Minimum applicant income EUR 250 per month;
  • Contract fee 0 euros;
  • Term of contract up to 48 months.







Hire-purchase is provided by AS LHV Finance. Review the terms and conditions at the clinics or lhv.ee/jarelmaks.

The annual percentage rate of hire-purchase is 25.64% per annum on the following example conditions: cost of goods / services €650, down payment 0%, credit amount €650, interest rate 19.9% on the balance per annum (fixed), contract fee €19.90, and the period of payment is 25 months. The sum shall be paid in monthly annuities and the total sum of payments is €819.